Civil Litigation | Consumer Protection

Become aware of the protections of the Fair Debt Collection Practices Act. At Firouzi Law Firm, APC., we understand the stress associated with receiving harassment calls from banks and other collectors. Once you become our client, we can make the calls stop, and depending on the circumstances, hold the violators of the Federal Debt Collection Practices Act (FDCPA) liable. We encourage you to immediately let us know if you or a family member is being harassed by a debt collector or a creditor.

Bankruptcy Law

We review your overall debt obligations during your free consultation and determine whether bankruptcy chapter 7 or 13 is right for you. As your personal bankruptcy lawyer, we utilize technology to make the process more affordable, and efficient for you and your family. We make sure to protect most of your assets under the exemptions to avoid any potential liquidation. Schedule a free confidential consultation and talk to an attorney to find out what is right for you.

Telephone Consumer Protection Act Violations

Debt collectors and telemarketers must follow the Telephone Consumer Protection Act (TCPA) and when they don't, you have rights. The TCPA was designed to protect you from unwanted calls, texts, and faxes. Violations occur when companies call your cell phone without your consent, use auto-dialers or robocalls to reach you, send unsolicited text messages, or continue contacting you after you've asked them to stop. Contact our office today for a free consultation with an attorney and find out if you have a case.

Tax Resolution via Bankruptcy

We know the stress and the burden associated with back taxes and the process of limiting wage garnishment can be at times, complex, unclear, and frustrating. We understand the law and listen to your needs. We can help evaluate your owed taxes, and help you resolve them through bankruptcy. Not all taxes are dischargeable under the Bankruptcy Code and not all taxes need to be resolved through the bankruptcy procedure. We can also help stop your wages from being garnished and get you and your family on a path to a fresh start. Assistance with wage garnishment and stopping home foreclosures may involve bankruptcy relief.

Credit Reporting Act Violations | FCRA

Credit reporting agencies must follow the Federal Credit Reporting Act or FCRA in order to ensure accurate and fair reporting. Credit Reporting agencies violate the FCRA when they report debts that are past the statute of limitations. Some other violations include Using credit reports for improper purposes, failing to investigate disputes, reporting inaccurate information, and running credit checks without authorization. Contact our office for a consultation with an attorney regarding your case.

Wage Garnishment via Bankruptcy

Wage garnishment can feel like losing control of your own paycheck, and we know how stressful that is.

Our team knows the law and we move fast. We'll review your situation, explain your options, and take action to stop the garnishment as quickly as possible through bankruptcy. Whether through bankruptcy or another legal avenue, we'll find the best solution for your specific case. Call us today for a free consultation.